Vacancy is determined by the absence of whom or what?

Vacancy is determined by the absence of whom or what?

• A. Residents and Furnishings
• B. People and Vehicles
• C. People and Furnishings
• D. Facilities and Equipment

Answer: (C)

In property insurance, vacancy means no one is living in the dwelling and there are no furnishings or contents inside. The best choice captures that both elements must be absent to define vacancy. If people are present, or if furnishings are present, the property isn’t vacant; items like vehicles or exterior facilities don’t determine vacancy.

In property insurance, vacancy means no one is living in the dwelling and there are no furnishings or contents inside. The best choice captures that both elements must be absent to define vacancy. If people are present, or if furnishings are present, the property isn’t vacant; items like vehicles or exterior facilities don’t determine vacancy.