In New Jersey, workers' compensation benefits are paid without regard to an employer's negligence.

In New Jersey, workers' compensation benefits are paid without regard to an employer's negligence.

• A. Employer negligence
• B. Employee fault
• C. Third-party liability
• D. Medical expenses only

Answer: (A)

Workers' compensation operates on a no-fault basis, so benefits are paid to an employee for a work-related injury regardless of who was at fault. In New Jersey, this means eligibility for medical benefits and wage replacement doesn’t depend on whether the employer was negligent. That’s why the statement is correct—the employer’s negligence is not a factor in receiving workers' comp benefits. If you consider the other ideas: employee fault isn’t what determines eligibility in workers’ comp either, because fault doesn’t bar benefits. Third-party liability is about someone other than the employer who might be responsible for the injury; that can lead to a separate claim, but it doesn’t affect the no-fault workers’ comp entitlement. Medical expenses only is incorrect because workers’ compensation typically covers more than medical costs, including wage replacement and other related benefits.

Workers' compensation operates on a no-fault basis, so benefits are paid to an employee for a work-related injury regardless of who was at fault. In New Jersey, this means eligibility for medical benefits and wage replacement doesn’t depend on whether the employer was negligent. That’s why the statement is correct—the employer’s negligence is not a factor in receiving workers' comp benefits.

If you consider the other ideas: employee fault isn’t what determines eligibility in workers’ comp either, because fault doesn’t bar benefits. Third-party liability is about someone other than the employer who might be responsible for the injury; that can lead to a separate claim, but it doesn’t affect the no-fault workers’ comp entitlement. Medical expenses only is incorrect because workers’ compensation typically covers more than medical costs, including wage replacement and other related benefits.